What is an American Express Virtual Card and How to Get it ?

An American Express Virtual Card is a prepaid card that you can use to make purchases online, over the phone or in-store. It’s a great way to manage your spending and keep your financial information secure. The card can be used anywhere Mastercard or Visa are accepted, making it convenient for everyday use. Plus, there are no foreign transaction fees and the card is FDIC insured.
 
To get your own American Express Virtual Card, simply register for an account online. You’ll need to provide some personal information, such as your name, address, date of birth and contact details. Once you’ve registered, you can load money onto the card and start spending.
 
How to Activate the American Express Virtual Card?
Once you’ve purchased your American Express Virtual Card, you need to activate it before you can start using it. Activation is a simple, 3-step process:
 
1) Log in to your online account and select “Activate My Card.” You will be asked to provide the 4-digit security code located on the front of your card.
 
2) Enter the 16-digit card number and 4-digit security code found on the front of your card.
 
3) Review and accept the User Agreement to finish activating your Virtual Card.
 
How Do These Cards Work?
The American Express Virtual Card works just like a regular credit or debit card. You can use it wherever MasterCard or Visa are accepted, and you can also use it to pay bills online. When making a purchase, you simply enter the 16-digit card number found on the front of your card and the 4-digit security code located under the card number.
 
The funds for each purchase are then taken from your loaded balance, and you’ll receive an email receipt for every transaction. You can check your account balance and view recent transactions anytime by logging in to your online account. Plus, the card comes with fraud protection so you can shop with confidence.
 
Finally, when you’re ready to end your use of the card, you can easily cancel it or close your account. The remaining balance will then be credited back to the associated payment method.
 
American Express Virtual Cards make it easy and secure to shop online, over the phone or in-store. With no foreign transaction fees and FDIC insurance, they’re a convenient way to manage your spending and keep your financial information safe. And with the easy activation and cancellation process, you can start using it right away and be done with it when you’re finished.