What is Covered Under Bike Insurance Policy?

If you want to purchase or renew a two-wheeler insurance policy for your bike, you can look into the inclusions that each company offers. If you enjoy riding your bike, you can be involved in a road accident at any moment. Bike insurance policy also includes coverage for the bike's owner as well as third-party injury.
The following is a full list of what's included in a standard two wheeler insurance policy:
Losses & Damages Suffered Due to Natural Calamities
In case of any due to natural calamities such as lightning, earthquakes, floods, hurricanes, cyclones, typhoons, storms, tempests, inundation, hailstorms, and landslides and rockslides, among others, bike insurance policy will compensate any loss or harm to the insured vehicle.
Losses & Damages Suffered Due to Manmade Calamities
It provides security against riots, strikes by outside forces, hostile acts, terrorist activity, and any damages sustained when travelling by road, train, inland waterway, lift, elevator, or air, among other things.
Own Damage Cover
This coverage protects the insured vehicle from destruction or harm caused by natural disasters, fire and explosion, man-made disasters, or robbery.
Personal Accident Coverage
For injuries to the rider/owner that result in temporary or permanent disabilities or limb loss that causes partial or total disability, a personal accident cover of up to Rs. 15 lakh is available with bike insurance policy. When the person is travelling, mounting or dismounting from the vehicle, the coverage applies. The insurers also provides personal injury coverage for co-passengers as an alternative.
Theft or Burglary
In the event that the insured motorcycle or scooter is stolen, two wheeler insurance will compensate the purchaser.
Protection against Legal Third-Party Liability
Bike insurance provides compensation for any legal losses incurred as a result of injury to a third person in the surroundings, which could have resulted in his death. In the same way, it guards against any harm to third-party property.
Coverage against Fire and Explosion
Two wheeler insurance also includes any injuries or damages incurred as a result of a fire, self-ignition, or explosion.
So in case you are looking for the best bike insurance policy, you can click here to instantly compare the top bike insurance policies online and get the best coverage for the best price. https://www.gibl.in/two-wheeler-insurance/