sanjay's blog

Many of us see car insurance as a bureaucratic requirement put up by the government establishment, and as something we would do readily do without if we had a chance to without breaking the law. Evidence for this assertion can be found in the fact that most people take the very minimum levels of car insurance they can get away with, and only renew their policies on the very last day of their expiry, with some even going for some time after the expiry of their car insurance policies before renewing them.

Car insurance is an added expense over and above the considerable expense of owning and maintaining a car, particularly when you consider all the other types of insurance that are necessary in today's world, so it is only natural to want to get cheap car insurance without compromising on coverage. Luckily, cheap car insurance is well within your reach, provided you know how to get it.

People who are shopping for cheap and affordable motor insurance often miss some relevant things to make their search easier. When you missed even one of these relevant things, you will surely not get the affordable insurance you want. On this page, you will learn the different things needed to help you obtain affordable and cheaper motor insurance.

Person A has pretty good credit and has never filed claims on her home insurance. Person B has pretty good credit and has never filed claims on her home insurance. You would think that a quote from the same company on home insurance would yield similar, if not identical, results, right? Unless they are getting a quote on the same house at the same time, their quotes will most likely be different. Why is that? Why do home insurance rates seem to be so random?

Nearly any risk that can be measured will have a market for insurance. For example, if there is a potential for an earthquake in your area, then you can buy earthquake insurance. If your home sits in a flood zone, then you can buy flood insurance.

Car insurance is mandatory by law for every car owner in India. If you don't buy it or renew on time your existing car insurance cover you will be penalized by road traffic authorities. Beyond this, it’s the financial losses that you will have to bear on your own, due to any accident, third party property damage, health injury or their loss of life, etc. It can make a huge hole in your pockets. Hence, getting your car insured becomes all the more important. The validity of your car insurance policy is up to a certain period only.