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What Is a CVV Number on a Credit Card?

A CVV, or card verification value, is a three-digit number on your credit or debit card that helps to verify that you actually possess the card. If someone steals your credit card number but doesn't have the associated CVV number they can't make purchases online because merchants require this information for transactions (some physical stores do as well).

What Are Card Not Present (CNP) Transactions and Why Do They Matter?

CNP transactions are those that do not require the physical interaction of a card with a payment terminal. Often referred to as "card-not-present" or "internet" transactions, CNP transactions include ecommerce and telephone sales. They also include all other internet-based payment forms, which have notably grown significantly in recent years.

How Does ACH Payment Processing Work?

For businesses using an ACH payment processing service to facilitate payments, there are two main stages of the process. The first is to create profiles for each customer that you wish to bill through this method. Then, when it comes time to actually send out a bill or invoice, all you have to do is select the pre-existing profile for the customer and send.
The ACH Payment Process - Creating And Sending The Invoice

What is a merchant category code?

It's a four-digit number that identifies what kind of business someone is in. On credit card transactions, the merchant category code (or MCC) is used to identify the type of goods or services being sold. The more specific you can be about exactly what product or service your business provides, the more accurate you'll be at classifying your business.
The three types of merchant category codes are:

What are the Top 10 Awesome Free Screensavers for Windows?

When it comes to Windows, what is the best way you can show off your awesome collection of computer-based screenshots? You display them in a Screensaver! The thing is, what are the top 10 awesome free screensavers for Windows that give the most value for their download size?
Well, here are the top 10 awesome free screensavers for Windows!
#1. The Matrix Screensaver by John Ceh (Vista)

American Express Virtual Credit Card

American express virtual credit card offers you the same Credit Card rewards and benefits as our physical plastic cards but without any of the hassles or risks.
The card is completely virtual – there's no need to wait for a physical card, sign receipts or carry cash. It works anywhere Visa is accepted and best of all it gives you access to your full line of credit and all the Credit Card rewards and benefits we offer our physical card holders, like 24/7 concierge service and travel arrangements.

What is the NMI Payment Gateway?

The NMI Payment Gateway is a PayPal certified, fully hosted payment and transaction management solution designed to provide you with a simple and effective way to process secure payments over the Internet.
Based on the flexible and robust Magento eCommerce platform, it's ideal for all types of online merchants including retailers, distributors and service providers. It enables you to take credit card payments, bank transfers and PayPal payments securely online.

What is a QR Code and How to Scan a QR Code?

Quick response code, shortly known as QR, is a barcode used for knowing the information as soon as possible. Many online business stores use QR codes for marketing and other purposes that cater to the needs of customers. A majority of people nowadays use smartphones for online purchases and they should scan the code properly while buying a product. This, in turn, gives ways to make a successful purchase with ease to experience peace of mind. Not only that, it allows customers to overcome any unwanted issues while buying an item. 

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