Americans' credit score on an average is 710, and as per 2019 reports, around 1.6 % of the United States population had FICO scores. It typically does not mean that everyone has good credit. If you have a poor credit score below 670, it can typically hold you back from buying the things you want; a new car, renting an apartment or buying your dream home. Credit Repair In Chicago IL, involves the revival of the report, removing negative information from your credit report, especially errors, and ensuring your credit history is good.