The Motor Vehicle Act says that all people who own cars must have auto insurance. It protects the car from being damaged by an accident or stolen, and it also protects the owner from being sued by a third party for injuries or damage to their property. It also covers accidents that happen to the owner, driver, and other people in the car. Awnic national insurance company provides different types of car insurance in Dubai.
http://awnic.com/eng/motor-insurance